Investigating the effect of financial inclusion on financial soundness indicators in the banking sector pre- and after-embedding of retail bank loans (RBL) as a control variable Using Panel Regression Analysis

نوع المستند : تجاریة کل ما یتعلق بالعلوم التجاریة

المؤلف

جامعة مصر للعلوم والتكنولوجيا

المستخلص

The aim of this study is to examine the effect of financial inclusion on financial soundness indicators, The financial inclusion variables are: (number of branches (NB), number of automated teller machines (ATMs), number of borrowers (NBS), number of points of sale (POS), and deposit size (DZ)). The financial soundness indicators variables are: (capital adequacy, liquidity, asset quality, and profitability) in 13 Egyptian banks registered with the Central Bank of Egypt from 2014 to 2021. This is in both pre- and after-embedding of retail bank loans (RBL) as a control variable, with the goal of elucidating the control variable's effect on the relationship between financial inclusion and financial soundness indicators. The method used in this study is panel data analysis using the E-Views 13 program. The results indicated that the control variable RBL has a significant effect on the relation between financial inclusion and financial soundness indicators. Hence, this suggests a need for further expansion of retail bank loans (RBL).

الكلمات الرئيسية

الموضوعات الرئيسية